Independent Growth Finance (IGF) specializes in providing working capital solutions to small and medium-sized enterprises (SMEs) in the UK. The company offers two primary financial products: Asset Based Lending and Invoice Finance. These solutions are designed to help businesses overcome cash flow challenges and seize new growth opportunities. IGF serves a diverse range of clients, from manufacturers to service providers, who typically have a turnover that necessitates flexible and scalable financing options. The company operates in the financial services market, focusing on businesses that require more adaptable funding solutions than those offered by traditional high street banks. IGF makes money by charging interest and fees on the capital it provides to its clients. The business model is built around offering tailored financial products that grow in line with the client's needs, ensuring that companies can maintain operations and expand even during challenging economic periods. IGF is also an accredited lender under the Recovery Loan Scheme (RLS), further enhancing its ability to support businesses during times of financial uncertainty.

Keywords: working capital, SMEs, UK, Asset Based Lending, Invoice Finance, cash flow, growth, flexible financing, Recovery Loan Scheme, financial services.