Kashable is a financial technology company that provides low-cost loans to employees, which are repaid through payroll deductions. The company primarily serves employees of various organizations, including federal employees, offering them a better way to manage costly debt and unexpected expenses. Operating in the employee benefits market, Kashable partners with employers to offer socially responsible credit solutions as a voluntary benefit. The business model revolves around providing accessible credit to employees, with the repayment process integrated into their payroll system, ensuring ease of use and reducing default risk. Kashable generates revenue through interest on the loans provided to employees. By focusing on financial wellness, the company aims to help employees avoid high-interest debt and improve their financial stability.

Keywords: employee loans, payroll deductions, financial wellness, low-cost credit, fintech, voluntary benefits, debt management, employer partnerships, socially responsible, federal employees.