Kinara Capital is a financial services startup that provides collateral-free business loans to small business owners in India. The company operates in the micro, small, and medium enterprises (MSME) sector, offering loans ranging from ₹1 lakh to ₹30 lakhs. The loans are designed to help businesses cover a variety of expenses, including raw materials purchase, stock purchase, machine purchase and repair, business premises renovation, general business expenses, supplier payments, and product or market expansion.

Kinara Capital has a digital-first approach, allowing clients to apply for loans online in their preferred language. The company boasts a quick loan disbursement process, promising to release funds within 24 hours of application. The application process is simple and requires minimal documentation, making it accessible for businesses in over 300 sectors.

The company also offers doorstep customer service in over 4,500 pincodes, ensuring that help is readily available for their clients. Kinara Capital's business model is based on providing quick, flexible, and accessible loans to small businesses, thereby enabling them to grow and contribute to India's economy.

The company makes money by charging interest on the loans it provides. The interest rates are not specified but are likely competitive to attract a wide range of small businesses. The company's digital-first approach also allows it to operate with lower overhead costs, contributing to its profitability.

Keywords: Financial Services, Collateral-Free Loans, Small Business Loans, MSME Sector, Digital-First Approach, Quick Loan Disbursement, Minimal Documentation, Doorstep Customer Service, Business Growth, Interest Income.