Olivia.ai is a financial technology startup that provides an AI-powered financial assistant designed to help users manage their money more effectively. The primary market for Olivia.ai is young Brazilians who are looking for smarter ways to handle their finances. The core service involves analyzing users' spending patterns, predicting future purchases, and offering personalized recommendations to optimize spending and savings. Olivia.ai operates on a freemium business model, where the basic service is free, but additional premium features may be offered for a fee. The company generates revenue through these premium features and potentially through partnerships with financial institutions. Olivia.ai ensures user data privacy by employing bank-level encryption and guarantees that user data is never sold or shared with third parties.

Keywords: AI-powered, financial assistant, spending recommendations, savings opportunities, young Brazilians, fintech, data privacy, bank-level encryption, freemium model, personalized finance