Ukheshe is a fintech company focused on providing digital banking solutions that promote financial inclusion for the underbanked population. Operating primarily in Africa, Ukheshe serves a diverse range of clients including small and medium-sized enterprises (SMEs), government entities, and financial institutions. The company operates in the financial technology sector, leveraging partnerships with major players like Mastercard to offer services such as digital banking, physical card issuance, and Tap2Pay solutions. Ukheshe's business model revolves around creating value-added services that facilitate cashless transactions, thereby generating revenue through transaction fees, service subscriptions, and partnerships. The company has been recognized for its innovative approach, being a finalist in the Singapore FinTech Festival and receiving endorsements from entities like The World Bank. By moving a significant portion of the South African informal sector into a cashless payment ecosystem, Ukheshe is driving economic growth and financial inclusion.

Keywords: fintech, digital banking, financial inclusion, cashless payments, SMEs, Africa, Mastercard, Tap2Pay, transaction fees, economic growth.