Vella Finance is a fintech company that provides comprehensive financial services to African businesses. Operating primarily in Nigeria and Ghana, Vella enables businesses to sell, pay, and receive payments worldwide. The company offers a range of products including virtual cards, payment widgets, and remittance services, allowing businesses to transact in various currencies including USDC, USDT, and Bitcoin. Vella also provides opportunities for businesses to earn up to 15% interest on excess cash flow and access credit facilities to support their financial needs. The business model focuses on transaction fees, interest margins, and service fees, making it a versatile player in the African fintech market.

Keywords: virtual cards, payment solutions, remittance, high-interest savings, credit facilities, fintech, African businesses, cryptocurrency, mobile money, financial services.